Pharmacist Warned for Dishonest Bounce Back Loan Application

Date of Decision: July 22, 2025

Registrant's Role: Pharmacist

Allegations:

  • Dishonestly overstating company turnover to obtain a £50,000 Bounce Back Loan that the company was not entitled to

Outcome: Warning issued

GPhC Standards Breached:

  • Standard 6 – Pharmacy professionals must behave in a professional manner

Case Summary

Allegations

The General Pharmaceutical Council (GPhC) issued a warning to a registered pharmacist following dishonest conduct related to a government financial support scheme. In October 2020, the registrant, acting in her role as director of 1SR Limited, applied for and received a £50,000 Bounce Back Loan (BBL) under false pretences. The allegation centred on the fact that the company was not eligible for the loan and that its turnover had been dishonestly overstated to qualify.

The Bounce Back Loan Scheme, introduced during the COVID-19 pandemic, was designed to support small businesses adversely affected by the economic impact of lockdowns and public health measures. Eligibility criteria required applicants to declare accurate turnover figures. In this case, the registrant breached these criteria by inflating the company’s financial details to receive funding unlawfully.

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  • Full allegations considered by the GPhC/PSNI
  • Panel findings and reasoning
  • Outcome of the investigation
  • Sanctions considered and imposed on the Pharmacist
  • Key professional learning points

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